Retirely is a free retirement planning tool for Indians. Enter your current corpus (EPF, PPF, NPS, mutual funds), monthly SIP investments, monthly expenses, and retirement age. The simulator runs 1,500 Monte Carlo simulations using Nifty 50 historical return data to calculate what percentage of possible market futures your plan survives.
Key features: probability-based retirement readiness score, inflation-adjusted projections, health shock modeling, actionable levers (save more, retire later, spend less), and shareable results.
Unlike traditional retirement calculators that show a single optimistic line, Retirely shows the full distribution of outcomes — how often your plan runs out of money and at what age.